Home Health Care

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The Importance of a Comprehensive Insurance Plan for your Home Health Care Organization

Your most precious assets are your clients.  As the US population continues to age, the need for quality care in the client’s home allowing them to remain independent for as long as possible is growing.  Whether you provide companion, concierge, medical services, or offer durable medical equipment for sale or lease, you need a comprehensive insurance policy to protect your clients and your organization against the financial consequences of property damage caused by disasters, as well as accidents, injuries, vandalism, theft and other losses. Without adequate coverage, your organization could be exposed to potentially devastating costs.

To safeguard your Home Health Care business, we represent several companies that offer specialized insurance coverage including:

• Property Coverage for Buildings and Personal Property, including Personal Property of Others, and Equipment Breakdown for computers, boilers, and electrical equipment
• General Liability including Legal Liability, and Personal & Advertising Injury that may be written on an Occurrence or Claims-Made basis
• Additional Liability Coverages such as Crisis Event, Sexual Misconduct,  Employee Benefits, Non-Owned and Hired Autos, Employment Related Practices, and Medical Payments
• Nurses Professional Liability
• Directors, Officers, & Trustees Liability
• Crime Coverage including Employee Theft and Third Party Theft for Client-Owned Property
• Business Auto Coverage
• Workers' Compensation Coverage
• Umbrella Liability Coverage
• Cyber Liability Coverage